At Lana Insurance Center Inc., we work with a broad range of different people. For example, many of our clients need or have Medicare coverage to help with their health needs. But do you qualify for this type of protection or not? It is important to fully understand this factor to ensure that you get the high-quality and enjoyable policy that you need to avoid complications.
Qualifications for Medicare
- You receive retirement benefits from Social Security or Railroad Retirement Board benefits
- You or your partner worked for a Medicare government employer and paid Medicare taxes
- You are 65 years or older and did not pay for Medicare taxes (see the second point here)
Before assuming that you fall under Part A coverage, it is important to talk to your agent to learn more. Many people qualify for Part A and don’t have to pay premiums if they need kidney dialysis, receive a kidney transplant, or are entitled to Social Security benefits or Railroad Retirement disability help for 24 months. In this situation, you do not pay premiums but can instead get your coverage for free due to economic or health problems.
By comparison, you will have to pay a premium if you qualify for Part B, which many people do. Don’t worry: you don’t have to pay these premiums out of your pocket in many cases. The premium is often taken from a Social Security, Civil Service Retirement, or Railroad Retirement Board check. Don’t receive these payments? Then, you do need to pay your premiums.
Learning More About Your Coverage
If you’re not certain if you qualify for Medicare, it is important to talk to someone who can help you. This insurance coverage could help to improve your overall quality of life if used properly. Call us at Lana Insurance Center Inc. to learn more about whether or not you qualify for this protection.